মার্জিন ট্রেড ফান্ডিং

Margin Trade Funding Facility

আজ আমরা এমটিএফ  নিয়ে কথা বলবো। প্রথমেই জানা যাক এমটিএফ-এর অর্থ কী? এমটিএফ অর্থাৎ মার্জিন ট্রেড ফান্ডিং। এমটিএফ – এটি এমন একটি সুবিধা যা আপনার ব্রোকারের কাছ থেকে আপনি পেতে পারেন। এই সুবিধার মাধ্যমে আপনি যে পরিমাণ শেয়ার কিনতে চান, এবং তার জন্য আপনাকে মোট যে মূল্য দিতে হয় সেই মোট মূল্যের একটা পার্সেন্টেজ(%) দিয়ে আপনি শেয়ারগুলোর মালিক হতে পারেন। একটা উদাহরণ দিয়ে বোঝানোর চেষ্টা করা যাক। ধরা যাক – আপনি কোনো কোম্পানির  ১০০ টা শেয়ার কিনতে চান। যার প্রত্যেক শেয়ারের বাজার  দাম ২৫০০ টাকা, এবং মার্জিন ২০%। তাহলে ১০০ টা শেয়ার কিনতে মোট দাম পড়বে ২৫০০০০ টাকা। কিন্তু মার্জিন ট্রেডিং-এর সুবিধা থাকার …

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How Do FII Investments affect the Indian Equity Markets?

How Do FII Investments affect the Indian Equity Markets?

Institutional investors for any country can be both External Investors (Foreign Investors) and Internal Investors (Domestic Investors). When the Indian Government opened its doors for foreign money into the Indian Stock market, they were named Foreign Institutional Investors (FII), commonly known as FIIs. To further reduce time and rationalise the process, the Indian Government introduced new Foreign Portfolio Investor (FPI) regulations in 2014, which were then implemented by the Securities Exchange Board of India (SEBI). FII can be referred to as a single foreign investor or a group of foreign investors. FPI invests in securities/stocks in other countries. In India, they can …

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How do Interest Rates affect Bond Prices and Bond Yields?

How do Interest Rates affect Bond Prices and Bond Yields?

In a surprise move, the RBI has hiked the Repo Rate (the rate at which commercial banks borrow money by selling their securities to the RBI to maintain Liquidity) by 40 bps to 4.40% on 04/05/2022. Along with the hike in Repo Rate, RBI has also increased the Cash Reserve Ratio (CRR – The % of a bank’s total deposit maintained with the Central Bank) by 50 bps to 4.50%. The hikes in Repo Rate and CRR will drain around 87,000/- crore of liquidity from the banking system. The RBI controls inflation (Inflation = When too much money chasing too few goods) by increasing …

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The Basic Things You Need to Know about Bonds

The Basic Things You Need to Know about Bonds

It’s highly unlikely that you haven’t heard the term ‘bond’ if you are an active investor. Bonds are investment vehicles that come under the fixed income asset class universe. The Indian bond market is much bigger than the ubiquitous equity markets. In today’s blog, we’ll discuss the basics of bonds, types and how you can invest in them. What is a Bond? Bonds are similar to loans. You pay the borrower a fixed sum of money, and they promise to pay you back. That’s at the crux of bonds. Bonds are issued by the Government or corporates when they are in need …

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Why link your Investments with Goals – here are the reasons!

Why link your Investments with Goals - here are the reasons!

Mr. Saha, an Electrical Engineer, has worked in a Navaratna graded PSU for 20 years now. His level of income is sufficient to lead a respectable life in society. His children are brilliant and the elder one is already set on her path to archaeology. The younger one is now in senior school and aiming for going ahead with information technology. He has set in mind a few options for higher studies. Mrs. Saha took a break from her job 10 years ago, attributed to the transferrable job of her husband. Now the family is back in the city again …

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3 things you must know about the Repo Rate

3 things you must know about the Repo Rate

Earlier this week, RBI conducted an off-cycle MPC (Monetary Policy Committee) meet and announced a 40 basis points (0.4%) repo rate hike on Wednesday to calm inflationary pressures. The hike is the first since August 2018, and the new Repo Rate now stands at 4.4%. Also, this was an unscheduled meeting of the MPC, the first of its kind held to increase rates. The committee usually meets six times in a financial year, i.e., every two months. The monetary policy determines the quantity of money available in the Indian economy and the mediums through which the money is supplied. The …

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5 things you should know about Public Provident Fund

5 things you should know about Public Provident Fund

In the last blog, we talked about the basic features of PPF, its return profile and how you can open a PPF account. PPF has been an attractive investment option for long because of its safety aspect and tax treatment. It serves as an ideal investment avenue for risk-averse investors planning long-term goals that are at least 15 years away. The scheme can also serve as a safer diversification tool into the debt asset class for your overall portfolio. Essentially, it fits differently for each individual, depending upon their goals and portfolios. Today we’ll touch upon the five aspects of this …

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Basic things everyone should know about PPF

Basic things everyone should know about PPF

In this week’s blog, we will be discussing one of the most eminent investing avenues in India– the Public Provident Fund. This government scheme has been around for a very long time, and with its enormous tax benefits and assured returns, it has stood the test of time. What is PPF? The Public Provident Fund (PPF) is a small savings scheme offered by the central government. PPF came into force on 1st July 1968. The account is backed by the government of India and is entirely risk-free with guaranteed returns. Additionally, any amount in your PPF account cannot be attached under …

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How to Invest in Foreign Stocks from India?

How to Invest in Foreign Stocks from India?

Diversification is at the core of investing principles. It helps you minimise portfolio risk and maximise your investment return over time. Investing globally is one of the best ways to do that. Additionally, taking exposure to different asset classes worldwide helps you reap the benefits of great investment opportunities and invest in some of the world-renowned companies. Is there an easy way to do that sitting in India that too through a single medium? Your answer is India INX. India INX is regulated by the International Financial Services Authority (IFSCA) and offers you 22-hour trading in a range of financial …

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How are SIPs taxed?

How are SIPs taxed?

Systematic investment plans (SIP) are one of the best ways for investors to start their journey in the capital markets. You can start small, make the most of market volatility, and grow your wealth gradually in the process. There is nothing not to love about SIPs. In this week’s blog, we will look at how your systematic investments are taxed. By understanding the tax implications on your mutual fund investments, you will be able to make the most out of your returns by timing your investments and exits. To begin, the capital gains on the sale of your mutual fund investment can either attract a short-term capital …

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