For years, investors used to track their investments through physical mutual fund statements or unit certificates. Though this strategy was fine in the past, it has pitfalls such as paperwork, delays, and lack of ease in tracking portfolios across several fund houses.
Now, the wiser option is to dematerialise your physical mutual funds - a secure, paperless, and hassle-free mode of owning your investments. Let us see why this transition is important, what advantages it offers, and how to switch your holdings.
Converting your demat-eligible physical mutual fund units into demat form isa sensible decision for increased security, ease, and effective handling. Here's are the benefits of switching:
Click to process
Single Portfolio View: With a demat account, you can see all your investments in one place: mutual funds, stocks, bonds, ETFs, NPS, etc. No need to check multiple fund house statements separately. Just log in to your demat account (via apps like DAYCOINDIA or NSDL) and get the complete picture of your wealth.
Ease of Tracking: In demat, you can track the real-time value of your investments, check performance, and monitor your portfolio growth anytime. This makes decision-making and rebalancing much easier.
Paperless & Hassle-Free Management: You don’t need to store physical papers or certificates anymore. Since everything is electronic, you avoid risks like theft, damage, or losing important documents.
Faster Transactions: Buying, selling, or switching mutual funds becomes quick and seamless in demat form. No paperwork delays, everything is done online.
Better Security: Your holdings are kept safely in electronic form within regulated depositories (NSDL/CDSL). This ensures a much higher level of protection than physical documents
Easy Transfer to Family Members: In physical mode, you cannot transfer mutual funds directly from one person's name to another's. But in demat mode, you can easily transfer units from one demat account to another. This makes gifting or transferring investments within the family much simpler.
Ease During Transmission (Inheritance): If something happens to the investor, mutual funds in demat form can be smoothly transferred to nominees or legal heirs, which is much easier than handling paper-based claims.
Reduced Errors: Since there’s no paperwork, there are fewer chances of mistakes (like errors in forms, wrong signatures, or missing documents). Everything is digital and accurate.
Consolidated Statements: You receive a Consolidated Account Statement (CAS) from the depository, which gives you a single snapshot of all your investments. No need to go through multiple reports from different AMCs.
Integration with Other Investments: Your demat account shows all types of investments together like equity shares, mutual funds, bonds, ETFs, NPS, etc. This helps you plan better and keep track of your entire wealth on one platform through unified portfolio management.
Complete Convenience: Overall, demat gives you convenience, speed, safety, and a clear view of your portfolio. It removes the limitations of physical mutual funds and makes wealth management smooth and stress-free.
The dematerialization process is easy. Do this:
Open a Demat Account: If you don't already have one, open a demat account with a Depository Participant like a bank, broker, or financial advisor.
Request a Dematerialisation Form: Ask your Depository Participant (DP) for a CRF (Conversion Request Form) to convert your existing mutual fund units into dematerialised (Demat) form.
Fill Out and Sign the Form: Make sure your information (name, PAN, bank account, folio numbers) is exactly as in mutual fund records.
Submit Required Documents: Completed CRF (Conversion Request Form), Original physical mutual fund statement (SOA) or unit certificates, Valid KYC documents (ID and address proof if required).
Mark the Certificates: Write “Surrendered for Dematerialisation” on your physical statements before submission.
Get an Acknowledgement: Your DP will issue a receipt confirming your request.
Processing Period: The AMC verifies your documents and, once approved, credits your mutual fund units into your demat account. This usually takes 10-25 days.
Ensure joint holder sequence matches between MF folio and demat account.
Save copies of all documents and statements filed.
After conversion, all subsequent purchases in the same folio will also be credited directly to your demat account.
Readable Font
Big Cursor
Letter Spacing
Align Text
Font Weight
Light Contrast
High Contrast
Monochrome
Reading Line
Reading Mask
Hide Images
Highlight Content
Stop Animations
Highlight Links
I'm a cool paragraph that lives inside of an even cooler modal. Wins!
In case you didn’t know, you can open your account online within 24 hours. Offline account opening takes up to 4 working days. If you wish to open your account offline, fill and sign the forms using a black/blue ballpoint pen. Please fill in the email and mobile number of the applicant to avoid account opening delays.
Please enter your details and password
New to Dayco?
Please enter your details and password
New to Dayco?
Please enter your details and password
New to Dayco?
Please enter your details and password
New to Dayco?
Your details were successfully received.
Our Team is working constantly on improving our user experience and your feedback really means a lot.
App Link Send to your mobile number successfully.
All your Questions have been recorded
All your Questions have been recorded
Thank you for your response. We'll get in touch with you at the earlisest for your investment planning needs
Thank You for your interest in our Moderate Equity Portfolio. Please find below the credentials to track this portfolio:
User ID: mockmod@daycoindia.com
Password: abcd@1234
Risk profiling is crucial for identifying and managing potential risks in investment decisions. Please carry out your risk profiling before making any investment decisions.
Please enter your details to download/print the report
Please enter your details to download/print the report
Please enter your details to download/print the report
Please enter your details to download/print the report
Please enter your details to download/print the report
Please Select an option from below
Please Select an option from below
We appreciate your interest in our services. Our team will be in touch with you shortly.
ClosePlease enter your details in the fields provided
Calculation report has been sent to your mail id successfully
Registered Office: Poddar Point, B Block (North), 7th Floor, 113 Park Street, Kolkata – 700016, India.
Contact No: +91 9231023724 | Official Website: www.daycoindia.com
Regulatory Credentials: SEBI RIA: INA300016701 | SEBI RA: INH000012892 | STOCK BROKER: INZ000265037
NSDL: IN-DP-NSDL-28-97 | PFRDA: POP 24092018 | AMFI: ARN-46706 | CIN: U67120WB1994PTC064961
This is an important public announcement issued by M/s Dayco Securities Pvt. Ltd. to protect general investors from sophisticated cyber fraud.
It has come to our attention that fraudsters are criminally impersonating our company to run illegal investment schemes. These scammers are circulating forged SEBI registration certificates, fabricated regulatory approvals, fake signatures/stamps, and fake mobile applications to deceive the public and illegally solicit money.
Our IT and legal teams have identified multiple fake WhatsApp and Instagram groups being run by unauthorized domestic (+91) and international (+44) phone numbers. Please immediately exit and report if you are added to any of these:
⚠️ Investors are advised NOT to join any investment/trading related WhatsApp or Telegram groups through social media links, unknown invitations, or unauthorized QR codes.
🔴 NO GUARANTEED RETURNS: Dayco Securities Pvt. Ltd. NEVER promises, assures, or guarantees fixed, extraordinary, or high returns on stock market investments. Anyone promising this is a scammer.
🔴 NO PERSONAL BANK TRANSFERS: We never ask investors to transfer money into personal bank accounts, third-party names, or random UPI IDs/QR codes. All genuine financial transactions happen strictly through authorized corporate channels.
🔴 VERIFY THE URL: Fake digital payment requests and links are being sent to investors. Ensure that any payment link you interact with strictly originates from and contains the official domain: daycoindia.com.
🔴 OFFICIAL COMMUNICATION POLICY: Dayco representatives NEVER contact investors through WhatsApp calls for investment or payment related matters. Official calls from Dayco are made only through authorized company communication channels including 1600210206.
🔴 DATA & LOGIN SECURITY: Investors are strongly advised not to share PAN, Aadhaar, OTP, login credentials, bank details, trading passwords, or personal financial information with any unauthorized person/group.
🔴 OFFICIAL SMS COMMUNICATION: Official payment/dues related SMS communications from Dayco will originate only from approved sender IDs such as “DAYCOS”.
If you receive a suspicious message, fake app link, forged certificate, group invitation, or unauthorized payment request claiming to be from Dayco, do not engage. Verify it immediately by contacting our official support team at
Issued in Public Interest and “The Company shall not bear any responsibility or liability for any loss, damage, claim, or consequence arising out of investors falling prey to unauthorised activities, fraudulent schemes, impersonation, or transactions carried out through unauthorised persons, entities, websites, applications, communication channels, or investment platforms not officially approved or recognised by the Company.”
To ensure your funds and personal data are safe, interact with us only through our verified digital touchpoints:
All Investments Managed Under One Roof
Quicker & Simpler Transactions Anytime
Ease of Transfer & Gifting of Investments
Multiple Nominees & One-Point Transmission Support
Join thousands of smart investors who have already modernized their portfolios. Experience seamless, digital investment management today. For Portfolio Summary and Investment Advisory, Contact At: 9051052222
Login to the app or web to trade.