A Mutual Fund is a collective investment vehicle. It is a pool of investors’ money invested according to pre-specified investment objectives. Mutual Funds have a range of schemes that cater to the varying needs and preferences of investors according to their risk-taking ability and investment goal. How big the investment should grow will depend on the purpose (goal) it has to serve. If we can define our future needs, even approximately, we know how much we need to save and invest the savings to grow over time. We have to tune our investments to where we want to go, how …
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Life Insurance / ULIP vs. SIP: Making Informed Financial Choices
When it comes to securing our financial future, there are many investment options that come into play. One common dilemma investors face is whether they should continue their existing insurance policies or stop existing policies to start a much more popular option – a Mutual Fund SIP. Comparing Apples To Oranges? Life Insurance and SIP are two financial instruments that serve distinct purposes, yet many individuals find themselves at a crossroads, wondering which is better for their long-term financial goals. In this blog, we will explore the differences between Life Insurance and SIP, shed light on their respective pros and …
What Is the Average Return on Mutual Funds in India?
We all talk about Mutual funds being “sahi” or correct. But how do you quantify the effectiveness of mutual funds? Of course, by calculating the returns generated by mutual funds in India. So, in this blog post, we will explore the average returns generated by Mutual Funds in India. However, as you know, there are many different kinds of Mutual Funds – from equity to debt to hybrid. Even equity funds can be further segregated in terms of index funds, multi-cap funds, flexi-cap funds, thematic funds, sectoral funds, etc. In this blog post, we will explore the average returns of …
Best Investment Options For a Salaried Person
Are you looking to secure your financial future and achieve your long-term goals? Saving money every month is a wise financial practice that can pave the way for a prosperous future. Whether you’re planning for retirement, an emergency fund, your child’s education, or any other financial milestone, knowing the means to save money effectively is crucial. If you are a salaried person – enjoying stable cash flow every month, you must invest a portion of that amount. But where should you invest? In this blog post, we’ll explore 6 effective investment options for a salaried person in India. Mutual Funds …
An Introduction to Technical Indicators
If you are here, you must be aware of technical analysis. Anyway, to brush up on the concepts, you can visit the first part of this blog series on technical analysis here. This is the second part, where we will be walking you through the concepts that facilitate technical analysis. What are technical indicators? The opening and closing prices of a stock are not just any random events. They represent the behaviour of the market participant and the price trend. Traders perform mathematical calculations using this price data to come up with insights about stocks. Remember Although you will …
An Introduction to Technical Analysis
Investing your hard-earned money in stocks requires a lot of research and a lot less guesswork. You cannot be shooting in the dark and expect to get profits. Every investor, seasoned or amateur, must be acquainted with the ups and downs of the stock market and securities. Thanks to different analytical tools, that is largely possible today. Technical analysis is a comprehensive method of analysing stocks. How? Welcome to the first part of the blog series on technical analysis. Let’s dig deep. What is Technical Analysis? Technical analysis is a stock analysis paradigm that involves finding patterns in stock charts …
Crucial Collaborations: The Companies That Fueled The Chandrayaan-3 Mission
In a historic feat, India achieved yet another milestone in space exploration with the successful soft landing of Chandrayaan-3 near the lunar south pole. India became the fourth country in the world to successfully land on the moon and the 1st to land on the lunar south pole. This achievement not only solidified India’s position as a prominent player in space exploration but also highlighted the critical role that a few private sector companies played in making this mission a reality. Let’s delve into the crucial collaborations that powered the Chandrayaan-3 mission and acknowledge the companies behind its success. …
Understanding Fundamental Analysis & Financial Ratios- III: Financial Strength
Welcome back! We’re thrilled to present the third installment in our series of blogs delving into the captivating realm of fundamental analysis and financial ratios. If you’ve been following along, you’re already well-versed in the art of assessing a company’s valuation and profitability. Now, it’s time to unveil the next layer of insights as we embark on a journey to gauge the financial strength of companies. In this blog, we’ll equip you with the knowledge and tools needed to dissect a company’s financial health. Just as a physician examines various vital signs to determine the well-being of a patient, we …
Understanding Fundamental Analysis & Financial Ratios- II: Profitability
Welcome back to the second instalment of our blog series on fundamental analysis! In our previous article, we delved into the world of valuation multiples and how they serve as invaluable tools for assessing a company’s overall worth. Now, armed with a foundational understanding of these metrics, it’s time to journey deeper into the realm of financial analysis. While valuation multiples provide a glimpse into a company’s market value, they are only a part of the comprehensive fundamental analysis puzzle. To complete the picture, we need to turn our attention to the company’s ability to generate profits, manage costs, and …
PPF Vs Mutual Funds SIP
SIP (Systematic Investment Plan) and PPF (Public Provident Fund) are both very common financial instruments in India that serve different purposes and accommodate different investment needs. While talking about SIP vs PPF returns, it is important to keep the risk appetite, the time frame and the goals of investors in mind. Here’s a comparison of SIP and PPF and why both are important and should not be ignored: SIP (Systematic Investment Plan): SIP is a mode of investing in mutual funds where one can invest a fixed (pre-determined) amount regularly (monthly) over a period of time. Through SIP an individual …