How Quickly Can You Get Your Money Back From Mutual Funds? SEBI Stress Test Tells You The Answer

How Quickly Can You Get Your Money Back From Mutual Funds? SEBI Stress Test Tells You The Answer

Back in 2020, as COVID-19 raged, people started panic selling. In this chaos, one mutual fund AMC found it hard to keep up with this sudden surge in redemption. Six of its debt funds did not have enough liquidity! As a result, the fund house had to suspend redemption from and investment in these funds. The result? A lengthy legal battle between the fund house and the investors. It took three years for these funds to be completely liquidated.   SEBI Stress Test For Mutual Funds   What if something like this happens again? The latest directive comes on the …

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4 Practices of Successful Mutual Fund Investors (The Last Point Is Important)

A Mutual Fund is a collective investment vehicle. It is a pool of investors’ money invested according to pre-specified investment objectives. Mutual Funds have a range of schemes that cater to the varying needs and preferences of investors according to their risk-taking ability and investment goal. How big the investment should grow will depend on the purpose (goal) it has to serve. If we can define our future needs, even approximately, we know how much we need to save and invest the savings to grow over time. We have to tune our investments to where we want to go, how …

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What Is the Average Return on Mutual Funds in India?

What Is the Average Return on Mutual Funds in India?

We all talk about Mutual funds being “sahi” or correct. But how do you quantify the effectiveness of mutual funds? Of course, by calculating the returns generated by mutual funds in India. So, in this blog post, we will explore the average returns generated by Mutual Funds in India. However, as you know, there are many different kinds of Mutual Funds – from equity to debt to hybrid. Even equity funds can be further segregated in terms of index funds, multi-cap funds, flexi-cap funds, thematic funds, sectoral funds, etc. In this blog post, we will explore the average returns of …

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THE WHY AND HOW OF MUTUAL FUND DEMATERIALISATION

THE WHY AND HOW OF MUTUAL FUND DEMATERIALISATION

Are you still holding your mutual fund units in Physical form? Do you know you can hold the units in your Demat account? Demat account can offer many advantages like getting a consolidated view of your investments in one place. Since you may hold your mutual fund investments with various mutual fund houses, availing services from various RTAs, tracking and investing among AMCs can become cumbersome over time. De-materialization: converting physical shares and mutual funds into electronic form that can be held in your Demat Account without the fear of misplacing or damage of the physical certificates. However this is not the case with mutual fund units …

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