Should you continue your debt mutual funds after the change in taxation?

When investors adopt a narrow mindset focused solely on one aspect of the investment process, such as taxation or recent return trends, they inadvertently restrict their ability to see the bigger picture and achieve their ultimate financial goals, which often include wealth creation and meeting specific objectives. By fixating on taxation, you may prioritize minimizing your tax liabilities without fully considering the long-term growth potential of your investments or the suitability of the product itself. Similar is the case of this recent ruckus in the mutual fund space due to the changes in the taxation of debt mutual funds. In …

Continue Reading

6 Reasons Why You Should Prepare Your Financial Plan Today

6 Reasons Why You Should Prepare Your Financial Plan Today

In a world where financial stability is both a goal and a challenge, one thing is certain: you are going to have financial milestones and goals to reach, which makes planning paramount. Whether you dream of a comfortable retirement, pursuing your passions, or achieving personal milestones, having a solid financial plan in place can be the key to turning those dreams into reality. In this blog, we delve into the top 6 reasons why you should prepare your financial plan today, empowering you to take control of your financial destiny and build a life of security and abundance. Financial planning …

Continue Reading

5 Mistakes to Avoid When Filing Your Taxes This Assessment Year

5 Mistakes to Avoid When Filing Your Taxes This Assessment Year

Filing your taxes can often feel like navigating a labyrinth of documents, rules, regulations, and potential pitfalls. However, armed with the right knowledge, you can successfully steer clear of costly mistakes that could jeopardize your finances or even trigger a tax notice. In this blog, we will explore five common errors that taxpayers often make while filing their taxes, providing you with invaluable insights on how to avoid them. Whether you’re a seasoned taxpayer or a first-timer, this guide will empower you to ensure a smooth and stress-free tax filing experience. So, let’s delve into the five mistakes you need …

Continue Reading

Your Complete Guide to PPF: Renewal, Loan, Withdrawal

Your Complete Guide to PFF: Renewal, Loan, Withdrawal

In a world where financial security and stability are paramount, exploring investment avenues that offer both growth and safety becomes essential. Public Provident Fund (PPF), a popular and time-tested investment option that has been a trusted ally for individuals looking to secure their financial future. The Public Provident Fund, launched by the Government of India, has been a go-to investment choice for crores of people for over half a century. Individuals unable to be part of the EPF scheme can opt for PPF to save for retirement or meet other financial goals like child’s education or child’s marriage. Here’s a …

Continue Reading

āύāϤ⧁āύ āĻŦāĻ›āϰ⧇ āĻļ⧁āϰ⧁ āĻšā§‹āĻ• āϞāĻ•ā§āĻˇā§āϝ āĻ¸ā§āĻĨāĻŋāϰ āĻ•āϰ⧇ āĻŦāĻŋāύāĻŋāϝāĻŧā§‹āĻ—

āύāϤ⧁āύ āĻŦāĻ›āϰ⧇ āĻļ⧁āϰ⧁ āĻšā§‹āĻ• āϞāĻ•ā§āĻˇā§āϝ āĻ¸ā§āĻĨāĻŋāϰ āĻ•āϰ⧇ āĻŦāĻŋāύāĻŋā§Ÿā§‹āĻ—

āĻāϏ⧇ āϗ⧇āϞ āφāϰāĻ“ āĻāĻ•āϟāĻž āύāϤ⧁āύ āĻŦāĻ›āϰāĨ¤ āĻ—āϤ āĻāĻ•āĻŦāĻ›āϰ⧇ āĻ•āϤāϟāĻž āĻāĻ—ā§‹āϤ⧇ āĻĒāĻžāϰāϞ⧇āύ? āϗ⧁āĻ›āĻŋāϝāĻŧ⧇ āύ⧇āĻ“āϝāĻŧāĻžāϰ āĻ•āĻžāϜāϟāĻž āϏ⧇āχ āĻ•āĻŦ⧇ āĻĨ⧇āϕ⧇ āĻ•āϰāĻŦ⧇āύ āĻ­āĻžāĻŦāϛ⧇āύ! āĻ•āĻŋāĻ¨ā§āϤ⧁ āĻšāϝāĻŧ⧇ āωāĻ āϞ āĻ•āĻŋ? āϚāĻŋāĻ¨ā§āϤāĻž āύ⧇āχ! āύāϤ⧁āύ āĻāĻ•āϟāĻž āϞāĻžāχāύ āĻŸā§‡āύ⧇ āĻœā§€āĻŦāύāϟāĻž āφāϜ āĻĨ⧇āϕ⧇āχ āĻŦ⧇āĻļ āϗ⧁āĻ›āĻŋāϝāĻŧ⧇ āĻļ⧁āϰ⧁ āĻ•āϰ⧁āύāĨ¤ āύāϤ⧁āύ āĻ–āĻžāϤāĻž, āĻšāĻžāϞāĻ–āĻžāϤāĻžāϰ āĻĒā§āϰāϝāĻŧā§‹āϜāύ āύ⧇āχāĨ¤ āĻšāĻžāϤ⧇āϰ āĻŽā§āĻ ā§‹āϝāĻŧ āĻŽā§‹āĻŦāĻžāχāϞāχ āφāĻĒāύāĻžāϰ āĻœā§€āĻŦāύāϕ⧇ āϗ⧁āĻ›āĻŋāϝāĻŧ⧇ āύāĻŋāϤ⧇ āϏāĻžāĻšāĻžāĻ¯ā§āϝ āĻ•āϰāĻŦ⧇āĨ¤ āĻŦā§āϝāĻžāĻ™ā§āϕ⧇āϰ āĻ…ā§āϝāĻžāĻĒ āĻĨ⧇āϕ⧇ āĻ—āϤ āĻāĻĒā§āϰāĻŋāϞ āĻĨ⧇āϕ⧇ āĻŽāĻžāĻ°ā§āϚ – āĻ•āϤ āĻ–āϰāϚ āĻšāϞ āĻĻ⧇āϖ⧇ āύāĻŋāύāĨ¤ āϏāĻšāĻœā§‡āχ āĻĒ⧇āϝāĻŧ⧇ āϝāĻžāĻŦ⧇āύāĨ¤ āϝāĻĻāĻŋ āχāĻšā§āĻ›āĻž āĻšāϝāĻŧ, āϤāϞāĻŋāϝāĻŧ⧇ āĻĻ⧇āϖ⧁āύ, āĻŽāĻžāϏ⧇āϰ āϏāĻžāϧāĻžāϰāĻŖ āĻ–āϰāϚ āĻ•āϤ āĻšāϞ, āϛ⧇āϞ⧇āĻŽā§‡āϝāĻŧ⧇āϰ āϜāĻ¨ā§āϝ āύāĻŋāϝāĻŧāĻŽāĻŋāϤ āĻ–āϰāϚ āĻ•āϤ, āĻŦāĻ›āϰ⧇ āĻŦāĻŋāĻļ⧇āώ āĻŦāĻŋāĻļ⧇āώ āϏāĻŽāϝāĻŧ⧇ āĻ•āϤ āĻ–āϰāϚ āĻ•āϰ⧇āϛ⧇āύāĨ¤ āφāϞāĻžāĻĻāĻž āĻ•āϰ⧇ āĻļ⧁āϧ⧁ āĻĻ⧇āϖ⧇ āύāĻŋāύ, āύāĻŋāϝāĻŧāĻŽāĻŋāϤ āĻŦāĻŋāύāĻŋāϝāĻŧā§‹āϗ⧇āϰ āĻ–āĻžāϤāĻžāϝāĻŧ āĻ•āϤ āϗ⧇āϛ⧇āĨ¤ āϝ⧇āĻŽāύ, āĻŽāĻžāϏāĻŋāĻ• …

Continue Reading

ELSS āϕ⧀? āϕ⧇āύ āĻāϤ⧇ āĻŦāĻŋāύāĻŋā§Ÿā§‹āĻ— āĻ•āϰāĻž āĻ āĻŋāĻ• āĻšāĻŦ⧇?

ELSS āϕ⧀? āϕ⧇āύ āĻāϤ⧇ āĻŦāĻŋāύāĻŋā§Ÿā§‹āĻ— āĻ•āϰāĻž āĻ āĻŋāĻ• āĻšāĻŦ⧇?

ELSS āĻŦāĻž āχāĻ•ā§āϝ⧁āχāϟāĻŋ āϞāĻŋāĻ™ā§āĻ•āĻĄ āϏ⧇āĻ­āĻŋāĻ‚āϏ āĻ¸ā§āĻ•āĻŋāĻŽ āĻāĻ• āϧāϰāϪ⧇āϰ āĻŽāĻŋāωāϚ⧁⧟āĻžāϞ āĻĢāĻžāĻ¨ā§āĻĄāĨ¤ āĻāχ āϜāĻžāĻ¤ā§€ā§Ÿ āĻŽāĻŋāωāϚ⧁⧟āĻžāϞ āĻĢāĻžāĻ¨ā§āĻĄā§‡ āĻĒā§āϰāĻžāĻĨāĻŽāĻŋāĻ•āĻ­āĻžāĻŦ⧇ āĻ¸ā§āϟāĻ• āĻŽāĻžāĻ°ā§āϕ⧇āϟ āĻŦāĻž āχāĻ•ā§āϝ⧁āχāϟāĻŋāϤ⧇ āĻŦāĻŋāύāĻŋā§Ÿā§‹āĻ— āĻ•āϰāĻž āĻšā§ŸāĨ¤ āĻ†ā§ŸāĻ•āϰ āφāχāύ ⧧⧝ā§Ŧā§§-āϰ ā§Žā§ĻāϏāĻŋ āϧāĻžāϰāĻžāϰ āĻ…āϧ⧀āύ⧇ āϕ⧋āύāĻ“ āĻŦā§āϝāĻ•ā§āϤāĻŋ āĻāχ ELSS-āĻ āĻŦāĻ›āϰ⧇ ā§§,ā§Ģā§Ļ,ā§Ļā§Ļā§Ļ āϟāĻžāĻ•āĻž āĻĒāĻ°ā§āϝāĻ¨ā§āϤ āĻŦāĻŋāύāĻŋā§Ÿā§‹āϗ⧇ āĻ•āϰ āĻ›āĻžā§œā§‡āϰ āϏ⧁āĻŦāĻŋāϧāĻž āĻĒāĻžāύāĨ¤ āĻāχ āĻ¸ā§āĻ•āĻŋāĻŽā§‡āϰ āĻŽāĻžāĻ§ā§āϝāĻŽā§‡ āĻŦāĻ›āϰ⧇ āϏāĻ°ā§āĻŦāĻžāϧāĻŋāĻ• ā§Ēā§Ŧ,ā§Žā§Ļā§Ļ āϟāĻžāĻ•āĻž āĻĒāĻ°ā§āϝāĻ¨ā§āϤ āĻ•āϰ āϏāĻžāĻļā§āϰ⧟ āĻ•āϰāĻž āϝāĻžā§ŸāĨ¤ āĻŦ⧇āĻļāĻŋāϰāĻ­āĻžāĻ— āĻ•ā§āώ⧇āĻ¤ā§āϰ⧇āχ āĻĻ⧇āĻ–āĻž āϝāĻžā§Ÿ, āϏāĻžāϧāĻžāϰāĻŖ āĻŽāĻžāύ⧁āώ āĻŦāĻ›āϰ⧇āϰ āĻļ⧁āϰ⧁āϤ⧇ āĻŦāĻž āϜāĻžāύ⧁⧟āĻžāϰāĻŋ āĻŽāĻžāϏ āφāϏāĻžāϰ āφāϗ⧇ āĻ•āϰ, āĻŦāĻŋāύāĻŋā§Ÿā§‹āĻ— āχāĻ¤ā§āϝāĻžāĻĻāĻŋ āύāĻŋā§Ÿā§‡ āϖ⧁āĻŦ āĻāĻ•āϟāĻž āĻ­āĻžāĻŦāύāĻžāϚāĻŋāĻ¨ā§āϤāĻž āĻ•āϰ⧇āύ āύāĻžāĨ¤ āĻ…āύ⧇āĻ• āĻĻ⧇āϰāĻŋāϤ⧇ āϤāĻžāρāĻĻ⧇āϰ āϘ⧁āĻŽ āĻ­āĻžāϙ⧇āĨ¤ āĻ…āĻĢāĻŋāϏ āĻĨ⧇āϕ⧇ āĻ•āϰ āϏāĻ‚āĻ•ā§āϰāĻžāĻ¨ā§āϤ āύāĻĨāĻŋ āϜāĻŽāĻž āĻĻ⧇āĻ“ā§ŸāĻžāϰ āĻĄāĻžāĻ• āĻāϞ⧇ āϤāĻ–āύ āϤāĻžāρāϰāĻž āĻœā§‡āϗ⧇ āĻ“āϠ⧇āύāĨ¤ āĻ•āĻŋāĻ¨ā§āϤ⧁ āϤāϤāĻ•ā§āώāϪ⧇ āĻ…āύ⧇āĻ•āϟāĻžāχ āĻĻ⧇āϰāĻŋ āĻšā§Ÿā§‡ āϝāĻžā§ŸāĨ¤ āϏ⧇āχ …

Continue Reading

Personal Accident Cover: Why You Need It and How It Can Protect You from Financial Burdens

Personal Accident Cover: Why You Need It and How It Can Protect You from Financial Burdens

Like all of us, Nihar had so many dreams. But he dreamt not just about himself. He dreamt of seeing his loved ones happy, safe, and secure forever. Alas, all his dreams came crashing down when he met with a road accident a year ago. He lost his job. Now, Nihar has used up all his health insurance coverage and bank balance. He can no longer provide the best of everything to his loved ones. The smile on their faces is no longer there. “If only I had a personal accident cover,” – is what Nihar says to himself these …

Continue Reading

The Retirement Planning Secrets No One Tells You About

The Retirement Planning Secrets No One Tells You About

Retirement is a significant milestone in life that many people look forward to. However, it can also be a source of stress and uncertainty if you’re not prepared for it. That’s why it’s essential to know the retirement secrets that can help you make the most of your golden years. In this blog post, we will discuss the top five retirement secrets that you aren’t supposed to know about. Retirement can be a stressful and uncertain time if you’re not prepared for it. Knowing these retirement secrets, you can be better prepared for your golden years. Thank you for taking …

Continue Reading

Holiday Planning Is All About Planning Your Cash Flow Wisely

Holiday Planning Is All About Planning Your Cash Flow Wisely

Life is all about experiences, whether good or bad, and traveling experiences are usually the good ones; at times, adventurous too! If you are a person who believes traveling is therapeutic and can help you rejuvenate, then this article is for you. Whether you are traveling solo or with your family or friends, planning your holidays is important to avoid last-minute mess. While most people love to travel, not all can do it that frequently because the money often becomes a constraint – when not planned properly. Therefore, it is important to plan your cash flows well in advance so …

Continue Reading

Education Loans: A Smart Investment or a Debt Trap?

Education Loans: A Smart Investment or a Debt Trap?

Pursuing higher education is expensive, and education loans have become a popular way to finance it. However, it is essential to consider the pros and cons of taking an education loan before deciding. In this blog, we will discuss the advantages and disadvantages of education loans and help you decide if it’s the right choice for you. What is an Education Loan? An education loan is a type of loan that helps students finance their education expenses, including tuition fees, accommodation, books, and other related expenses. Education loans can be availed from various financial institutions, including banks, NBFCs, and the …

Continue Reading