For your direct equity investments, the Price-to-Earnings (P/E) ratio stands as a beacon, guiding you through the tricky waters of stock valuation. It helps you understand what other investors are willing to pay for one rupee of company’s earnings This simple metric can help you understand the expectation from a stock in the market and whether the stock is expensive or cheap. Yet, when it comes to equity mutual funds, should you give P/E the same importance and care or does it need a more nuanced evaluation, one that is different from the conventional wisdom surrounding individual stock valuation? The …

Mutual funds are one of the most popular modes of investment. The charges associated with mutual funds are actually reasonably low. However, investors must keep the limited charges in mind while calculating the expected returns from a mutual fund. Exit load is one such charge that’s associated with mutual funds. Different mutual funds have different criteria based on which they set the exit load charge. In this article, we will learn about what exit loads in mutual funds are, how they are charged and how they affect the actual return from mutual funds. Let’s begin.   What Are Mutual Fund …

Navigating the investment landscape can be a daunting task. Where should I invest? And let’s say you have narrowed it down to equity. But a choice is to be made– should I buy stocks directly or just SIP it via Mutual funds? With all the stories on social media (true or otherwise) around exponential returns from stocks, one may be tempted to go the direct stock route, or those who have resonated with the “Mutual funds sahi hai” may favor the MF route. But what is the right way to invest? In this blog, we delve into the key considerations …

As of writing this article, Nifty has breached the 21,000 mark while the Sensex is hovering around 70,432. The Indian stock market is at an all-time high! And this is when questions start arising in the minds of investors – Is it the right time to book profits? Should I invest more? Should I wait for a correction to invest more? And then there are regrets– I should have invested more. If I had invested in this stock, I would be sitting with a lot of gains. Of course, regrets may be the perfect recipe for all the wrong things …

Thinking about diving into the world of mutual funds? Awesome choice! But, before you jump in, let’s talk about taxes. Understanding mutual fund taxation helps you gain more from mutual fund investments by choosing the right funds and optimising your investments and withdrawals. Let’s break it down in simple terms. There are a few key things that decide how much tax you’ll owe on your mutual fund gains. Types of Funds: Different mutual funds have different tax rules. Whether it’s an Equity Mutual Fund, Debt Mutual Fund, or a Hybrid Mutual Fund, each has its own set of tax guidelines. …

Investing in mutual funds can be a confusing journey, especially for those new to the world of finance. Among the myriad of terms and concepts you’ll encounter, one that often confuses many investors is the Net Asset Value, or NAV, of a mutual fund. It’s a number that seems to carry a lot of weight, but is it really as important as it appears? Understanding the NAV Misconception The Net Asset Value, NAV, is the per-unit market value of a mutual fund. NAV is derived by summing up the market value of all the securities held within the fund’s portfolio, …

Time is the biggest asset to an investor. The longer the investment horizon a person gets, the bigger corpus he or she can build. This is why we always suggest young adults start investing as early as possible – irrespective of the investment amount. With this premise in mind, let us use this space to provide some practical and feasible investment tips for young adults. Investment Tips For Young Investors – The Do’s When it comes to investing in your 20s, there are some best practices that you should follow. Remember, we don’t know you. Use these tips, but tweak …