Investing in mutual funds can be a confusing journey, especially for those new to the world of finance. Among the myriad of terms and concepts you’ll encounter, one that often confuses many investors is the Net Asset Value, or NAV, of a mutual fund. It’s a number that seems to carry a lot of weight, but is it really as important as it appears? Understanding the NAV Misconception The Net Asset Value, NAV, is the per-unit market value of a mutual fund. NAV is derived by summing up the market value of all the securities held within the fund’s portfolio, …

Time is the biggest asset to an investor. The longer the investment horizon a person gets, the bigger corpus he or she can build. This is why we always suggest young adults start investing as early as possible – irrespective of the investment amount. With this premise in mind, let us use this space to provide some practical and feasible investment tips for young adults. Investment Tips For Young Investors – The Do’s When it comes to investing in your 20s, there are some best practices that you should follow. Remember, we don’t know you. Use these tips, but tweak …

Imagine you’ve retired, and you’re looking to make your savings work for you. You’ve heard about mutual funds, which offer two ways to generate regular income: one’s called the ‘dividend’ option, and the other is the systematic withdrawal plan (SWP). With the dividend option (IDCW), it’s like getting a slice of the mutual fund’s profits as a payment. On the other hand, SWP lets you choose a specific amount of money you want to take out regularly from the fund you’ve already invested in. Much confusion surrounds these options as to which one is the best way to generate regular …