We Indians just love gold! It is in our DNA. For us, it has not only emotional and sentimental value, it is a form of saving for the worst situation we may face in our lives. And yes, Indian households at present have a staggering 22,000tonnes of gold. But buying physical gold has its own problems. The risk of theft, where to store it and the cost of storage. We wear the gold we own on special occasions and the rest of the time it is perhaps kept at home in our cupboards or in a bank locker. How can one …