Many young investors or those just starting out often believe they don’t have specific financial goals and assume that their sole objective is to “create wealth.” While this might sound simple, the truth is that wealth creation itself is a goal that requires thoughtful planning and strategy. Focusing only on investment products and returns, without understanding the broader picture, can lead to poor decision-making—such as taking on too much risk or reacting emotionally to market changes. Even if you think you don’t have immediate financial goals, wealth creation is still a long-term endeavor that demands careful asset allocation, risk management, …