How to Choose an ETF For Investment Goals: A Comprehensive Guide

How to Choose an ETF For Investment Goals: A Comprehensive Guide

Exchange Traded Funds (ETFs) are like a one-stop shop for investing, making it easy and affordable to invest in a diversified basket of securities. As more people get interested in ETFs, it’s important to know how to pick the right one for your goals. In this piece, we try to break down ETF investing for you. Now, before learning about how to choose an ETF for beginners, let’s talk about passive investing. Passive investing is about following an index– no active buy/sell decisions are taken by the investor. Passive investing can be achieved through vehicles like index funds or ETFs. …

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Financial Planning In The 30s

Financial Planning In The 30s

The age of 30 is like a crossroads. You are no longer too young, and again, you are not old as well. What you do in this decade will influence how resilient your financial posture will be in the latter part of your life. Again, sometimes, it is only in the 30s that people start earning meaningfully. Perhaps they are planning to marry now, or they are just newly married. On the other hand, their parents are getting older. Therefore, people in their 30s remain in a very critical stage of their life. They must have a robust financial planning …

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6 Reasons Why You Should Prepare Your Financial Plan Today

6 Reasons Why You Should Prepare Your Financial Plan Today

In a world where financial stability is both a goal and a challenge, one thing is certain: you are going to have financial milestones and goals to reach, which makes planning paramount. Whether you dream of a comfortable retirement, pursuing your passions, or achieving personal milestones, having a solid financial plan in place can be the key to turning those dreams into reality. In this blog, we delve into the top 6 reasons why you should prepare your financial plan today, empowering you to take control of your financial destiny and build a life of security and abundance. Financial planning …

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5 Mistakes to Avoid When Filing Your Taxes This Assessment Year

5 Mistakes to Avoid When Filing Your Taxes This Assessment Year

Filing your taxes can often feel like navigating a labyrinth of documents, rules, regulations, and potential pitfalls. However, armed with the right knowledge, you can successfully steer clear of costly mistakes that could jeopardize your finances or even trigger a tax notice. In this blog, we will explore five common errors that taxpayers often make while filing their taxes, providing you with invaluable insights on how to avoid them. Whether you’re a seasoned taxpayer or a first-timer, this guide will empower you to ensure a smooth and stress-free tax filing experience. So, let’s delve into the five mistakes you need …

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Personal Accident Cover: Why You Need It and How It Can Protect You from Financial Burdens

Personal Accident Cover: Why You Need It and How It Can Protect You from Financial Burdens

Like all of us, Nihar had so many dreams. But he dreamt not just about himself. He dreamt of seeing his loved ones happy, safe, and secure forever. Alas, all his dreams came crashing down when he met with a road accident a year ago. He lost his job. Now, Nihar has used up all his health insurance coverage and bank balance. He can no longer provide the best of everything to his loved ones. The smile on their faces is no longer there. “If only I had a personal accident cover,” – is what Nihar says to himself these …

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The Retirement Planning Secrets No One Tells You About

The Retirement Planning Secrets No One Tells You About

Retirement is a significant milestone in life that many people look forward to. However, it can also be a source of stress and uncertainty if you’re not prepared for it. That’s why it’s essential to know the retirement secrets that can help you make the most of your golden years. In this blog post, we will discuss the top five retirement secrets that you aren’t supposed to know about. Retirement can be a stressful and uncertain time if you’re not prepared for it. Knowing these retirement secrets, you can be better prepared for your golden years. Thank you for taking …

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Holiday Planning Is All About Planning Your Cash Flow Wisely

Holiday Planning Is All About Planning Your Cash Flow Wisely

Life is all about experiences, whether good or bad, and traveling experiences are usually the good ones; at times, adventurous too! If you are a person who believes traveling is therapeutic and can help you rejuvenate, then this article is for you. Whether you are traveling solo or with your family or friends, planning your holidays is important to avoid last-minute mess. While most people love to travel, not all can do it that frequently because the money often becomes a constraint – when not planned properly. Therefore, it is important to plan your cash flows well in advance so …

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Education Loans: A Smart Investment or a Debt Trap?

Education Loans: A Smart Investment or a Debt Trap?

Pursuing higher education is expensive, and education loans have become a popular way to finance it. However, it is essential to consider the pros and cons of taking an education loan before deciding. In this blog, we will discuss the advantages and disadvantages of education loans and help you decide if it’s the right choice for you. What is an Education Loan? An education loan is a type of loan that helps students finance their education expenses, including tuition fees, accommodation, books, and other related expenses. Education loans can be availed from various financial institutions, including banks, NBFCs, and the …

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Where should you park your emergency fund?

Where should you park your emergency fund?

When you plan your goals or lay out your financial plan, it is essential that you consider the place for an emergency fund in it. Unexpected expenses and job losses can put severe pressure on your existing budget, which can be avoided by having a “Plan B” in place as we learned in this blog. Although we discussed what an emergency fund is and its need, the important question remained as to where one should park it. Where Is The Safest Place To Invest Emergency Fund? When parking and emergency fund you should keep in mind that the returns are secondary. …

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Don’t Leave Your Child’s Education to Chance: A Guide to Planning and Investing

Don't Leave Your Child's Education to Chance: A Guide to Planning and Investing

Every parent wants to give their child the best start in life; a solid education is a fundamental part of that. Planning for a child’s education can be overwhelming and confusing, with many options and decisions to make. And financing is a very crucial part of the various decisions you are likely to make as your child grows up. In this blog, we’ll explore the importance of education planning, how you can plan for your child’s education, and the various vehicles available to help you fund it. The importance of planning Some crucial points on why planning your child’s education …

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