Investment Tips For Young Adults (Do’s & Don’ts)

Investment Tips For Young Adults (Do’s & Don’ts)

Time is the biggest asset to an investor. The longer the investment horizon a person gets, the bigger corpus he or she can build. This is why we always suggest young adults start investing as early as possible – irrespective of the investment amount. With this premise in mind, let us use this space to provide some practical and feasible investment tips for young adults. Investment Tips For Young Investors – The Do’s When it comes to investing in your 20s, there are some best practices that you should follow. Remember, we don’t know you. Use these tips, but tweak …

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Decoding Regular Income from Mutual Funds: SWP vs. Dividend Option

Decoding Regular Income from Mutual Funds: SWP vs. Dividend Option

Imagine you’ve retired, and you’re looking to make your savings work for you. You’ve heard about mutual funds, which offer two ways to generate regular income: one’s called the ‘dividend’ option, and the other is the systematic withdrawal plan (SWP). With the dividend option (IDCW), it’s like getting a slice of the mutual fund’s profits as a payment. On the other hand, SWP lets you choose a specific amount of money you want to take out regularly from the fund you’ve already invested in. Much confusion surrounds these options as to which one is the best way to generate regular …

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4 Practices of Successful Mutual Fund Investors (The Last Point Is Important)

A Mutual Fund is a collective investment vehicle. It is a pool of investors’ money invested according to pre-specified investment objectives. Mutual Funds have a range of schemes that cater to the varying needs and preferences of investors according to their risk-taking ability and investment goal. How big the investment should grow will depend on the purpose (goal) it has to serve. If we can define our future needs, even approximately, we know how much we need to save and invest the savings to grow over time. We have to tune our investments to where we want to go, how …

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Life Insurance / ULIP vs. SIP: Making Informed Financial Choices

Life Insurance / ULIP vs. SIP: Making Informed Financial Choices

When it comes to securing our financial future, there are many investment options that come into play. One common dilemma investors face is whether they should continue their existing insurance policies or stop existing policies to start a much more popular option – a Mutual Fund SIP. Comparing Apples To Oranges? Life Insurance and SIP are two financial instruments that serve distinct purposes, yet many individuals find themselves at a crossroads, wondering which is better for their long-term financial goals. In this blog, we will explore the differences between Life Insurance and SIP, shed light on their respective pros and …

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What Is the Average Return on Mutual Funds in India?

What Is the Average Return on Mutual Funds in India?

We all talk about Mutual funds being “sahi” or correct. But how do you quantify the effectiveness of mutual funds? Of course, by calculating the returns generated by mutual funds in India. So, in this blog post, we will explore the average returns generated by Mutual Funds in India. However, as you know, there are many different kinds of Mutual Funds – from equity to debt to hybrid. Even equity funds can be further segregated in terms of index funds, multi-cap funds, flexi-cap funds, thematic funds, sectoral funds, etc. In this blog post, we will explore the average returns of …

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Best Investment Options For a Salaried Person

Best Investment Options For a Salaried Person

Are you looking to secure your financial future and achieve your long-term goals? Saving money every month is a wise financial practice that can pave the way for a prosperous future. Whether you’re planning for retirement, an emergency fund, your child’s education, or any other financial milestone, knowing the means to save money effectively is crucial. If you are a salaried person – enjoying stable cash flow every month, you must invest a portion of that amount. But where should you invest? In this blog post, we’ll explore 6 effective investment options for a salaried person in India. Mutual Funds …

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An Introduction to Technical Indicators

An Introduction to Technical Indicators

If you are here, you must be aware of technical analysis. Anyway, to brush up on the concepts, you can visit the first part of this blog series on technical analysis here. This is the second part, where we will be walking you through the concepts that facilitate technical analysis. What are technical indicators? The opening and closing prices of a stock are not just any random events. They represent the behaviour of the market participant and the price trend. Traders perform mathematical calculations using this price data to come up with insights about stocks.   Remember Although you will …

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An Introduction to Technical Analysis

An Introduction to Technical Analysis

Investing your hard-earned money in stocks requires a lot of research and a lot less guesswork. You cannot be shooting in the dark and expect to get profits. Every investor, seasoned or amateur, must be acquainted with the ups and downs of the stock market and securities. Thanks to different analytical tools, that is largely possible today. Technical analysis is a comprehensive method of analysing stocks. How? Welcome to the first part of the blog series on technical analysis. Let’s dig deep. What is Technical Analysis? Technical analysis is a stock analysis paradigm that involves finding patterns in stock charts …

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Crucial Collaborations: The Companies That Fueled The Chandrayaan-3 Mission

In a historic feat, India achieved yet another milestone in space exploration with the successful soft landing of Chandrayaan-3 near the lunar south pole. India became the fourth country in the world to successfully land on the moon and the 1st to land on the lunar south pole. This achievement not only solidified India’s position as a prominent player in space exploration but also highlighted the critical role that a few private sector companies played in making this mission a reality. Let’s delve into the crucial collaborations that powered the Chandrayaan-3 mission and acknowledge the companies behind its success.   …

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Understanding Fundamental Analysis & Financial Ratios- III: Financial Strength

Identify a Healthy Company Before Investing

Welcome back! We’re thrilled to present the third installment in our series of blogs delving into the captivating realm of fundamental analysis and financial ratios. If you’ve been following along, you’re already well-versed in the art of assessing a company’s valuation and profitability. Now, it’s time to unveil the next layer of insights as we embark on a journey to gauge the financial strength of companies. In this blog, we’ll equip you with the knowledge and tools needed to dissect a company’s financial health. Just as a physician examines various vital signs to determine the well-being of a patient, we …

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